Insurance for Medical, Dental & Chiropractic Offices
Medical, dental, and chiropractic practices carry both the malpractice exposure tied to patient care and the everyday operational risk of running an office with staff, equipment, and protected health information. We help you build coverage that addresses both sides.
Coverage We Build Around Your Business
Real Risk, Real Coverage
A patient alleges an error in diagnosis or treatment.
Professional liability (malpractice) coverage is specifically built to respond to claims tied to patient care decisions.
Patient records are exposed in a data breach.
Cyber liability coverage tailored to HIPAA-covered data helps with notification requirements, legal exposure, and remediation costs unique to healthcare data.
A patient or visitor is injured in your waiting room or parking lot.
General liability under your BOP covers third-party injury claims tied to your physical premises, separate from your malpractice coverage.
Questions We Hear Often
Not always automatically — healthcare practices need a cyber policy that specifically accounts for protected health information (PHI) and the regulatory notification requirements that come with it.
Malpractice (professional liability) covers claims tied to patient care and clinical decisions; general liability covers physical injury or property damage on your premises unrelated to treatment — a practice needs both.
It depends on how your practice is structured — some policies cover the entity with all providers listed, others require individual coverage. We help sort out which structure fits your practice.
Coverage requirements are the same regardless of role, but classification codes (which affect your premium) differ based on job duties — correct classification matters for both cost and coverage accuracy.
Tell us a little about your business and we'll shop it across our carrier network to find the right fit.
Request a Commercial Quote