Insurance for Concrete Contractors
Concrete work is heavy equipment, tight schedules, and jobs where a mistake is expensive to fix. We build coverage around the real risks of flatwork, foundations, and structural pours — not a generic trades policy that misses your equipment exposure.
Coverage We Build Around Your Business
Real Risk, Real Coverage
A pour cracks or settles improperly and the property owner files a claim.
General liability with completed operations coverage protects you even after the crew has left and the job is closed out.
Heavy equipment is damaged, stolen, or breaks down mid-project.
Contractor's equipment coverage protects mixers, pumps, and machinery whether they're on-site, in transit, or in storage.
A crew member is injured operating heavy equipment or handling materials.
Workers' compensation covers medical costs and lost wages, and helps protect your business from related liability.
Questions We Hear Often
It depends on your policy — some inland marine policies extend to rented equipment, others require a separate endorsement. We confirm this before you sign a rental agreement, not after.
It varies by project size, but $1M per occurrence is a common baseline — larger commercial pours may require higher limits, which we can quote in advance of bidding a job.
Generally, yes, under completed operations within general liability — provided the claim falls within your policy's terms, which we walk through with you directly.
Sometimes the GC carries builder's risk for the whole project, and sometimes subcontractors need their own for their portion of work — we help you figure out which applies to your situation.
Tell us a little about your business and we'll shop it across our carrier network to find the right fit.
Request a Commercial Quote