Commercial & Personal Lines
Farm & Agribusiness Insurance
Farm Owners Coverage for Dallas, GA, Paulding County & North Georgia
Prefer to text? (678) 224-9333
Whether it's a working farm, a few acres with livestock, or a hobby farm on the edge of town, your farm is a home and a business sharing the same property, and it deserves a policy that treats it that way. We build farm coverage across multiple carriers instead of requiring you to join a membership program just to get a quote.
What's Covered
A farm policy built around how your property actually works.
Farm Dwelling
Your primary residence on the property, including coverage for housing provided to farm employees.
Farm Structures & Outbuildings
Barns, equipment sheds, silos, fencing, and other structures beyond the main house.
Equipment & Machinery
Tractors, implements, and specialized equipment, typically covered as inland marine property.
Livestock Coverage
Protection for cattle, horses, and other livestock against covered causes of loss.
Farm Liability
Coverage if a visitor, customer, or contractor is injured on your property, including agritourism exposure if you host events, sell direct-to-consumer, or run a farm stand.
Umbrella Protection
Extra liability limits layered on top of your farm and auto policies for larger operations or higher-risk activity.
Hobby Farm or Full Operation?
We'll help you figure out which policy actually fits.
A few chickens and a garden for your own kitchen table is a different risk than a working cattle operation or a farm stand selling direct to the public. Smaller operations are often better served by a hobby farm endorsement on a standard homeowners policy, while larger or income-producing operations need a true farm owners package with equipment, livestock, and liability built in at real scale. We'll walk through your operation with you and recommend the coverage that actually matches it, not the biggest policy we can sell.
Crop Insurance
Federal crop coverage, coordinated with your farm policy.
Crop insurance is federally regulated through the USDA Risk Management Agency (RMA) and sold through approved crop insurance agents. While that's a separate program from your farm property and liability policy, we can help you understand how it fits alongside the rest of your coverage and point you to the right resource for your specific crops.
FAQ
Common questions about farm insurance.
Do I need a full commercial farm policy for a small hobby farm?
Not always. Many carriers offer a hobby farm endorsement added to a standard homeowners policy for smaller operations with a few animals or a small garden for personal use. Once you're selling products, running significant equipment, or keeping livestock at real scale, a true farm owners package is usually the better fit. We can help you figure out which side of that line you're on.
What does a farm insurance policy actually cover?
A typical farm owners policy bundles your home, farm outbuildings and structures, personal property, farm equipment and machinery (often as inland marine coverage), and liability, including coverage if a visitor or customer is injured on the property. Livestock, crops, and specialized equipment are usually added as specific endorsements based on your operation.
Do you offer crop insurance?
Crop insurance is federally regulated through the USDA Risk Management Agency (RMA) and sold through approved crop insurance agents. We can help point you toward the right resource for crop-specific coverage and pair it with the rest of your farm liability and property program.
Do I need a membership to get a quote from you, like some farm carriers require?
No. As an independent agency, we shop your farm coverage across multiple carriers instead of requiring you to join a specific membership program to even get a quote.
Related Coverage
Coverage that often pairs with a farm policy.
Let's get your farm covered the right way.
Tell us a bit about your property and operation and we'll put together options across our farm carrier network.
Prefer to text? (678) 224-9333