The McAdams Blog

Insurance tips, explained simply.

Personal Insurance

5 Factors That Affect Your Home Insurance Rate in Georgia

What actually moves your premium up or down — and what you can control.

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Commercial Insurance

Do You Need Commercial Auto Insurance? A Quick Guide

If your business uses a vehicle for work, your personal policy probably isn't enough.

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Personal Insurance · Life

Term vs. Whole Life Insurance: Which Is Right for You?

A simple, no-jargon breakdown to help you figure out which type actually fits your family.

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Personal Insurance · Auto

Auto Insurance Discounts You Might Be Missing

The discounts most drivers qualify for but never ask about.

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Personal Insurance · Home

How Much Home Insurance Coverage Do I Actually Need?

Coverage should match rebuild cost — not market value. Here's how.

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Personal Insurance

Bundling Home and Auto: How Much Can You Save?

How bundling works, typical savings, and when it isn't the best deal.

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Personal Insurance · Home

Georgia Storm Season Insurance Checklist

Get your policy and documentation ready before the next storm.

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Personal Insurance · Auto

There's No Such Thing as “Full Coverage”

What people usually mean by it, and the gaps it can leave behind.

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Commercial Insurance

General Liability vs. Business Owner's Policy Explained

Two commonly confused coverages — and which one fits your business.

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Commercial Insurance

Does My Small Business Need Workers' Comp in Georgia?

Georgia's requirement catches a lot of small business owners off guard.

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Commercial Insurance

5 Insurance Mistakes New Business Owners Make

The most common (and costly) mistakes we see, and how to avoid them.

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Personal Insurance · Life

How Much Life Insurance Do I Actually Need?

A simple starting formula to find your family's real number.

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Commercial Insurance

What Is Cyber Insurance and Why Does My Business Need It?

Small businesses are targeted too — here's what a policy covers.

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Coming Soon

More guides on the way

We're adding new articles regularly — check back for more guides on coverage, savings, and business protection.

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